Pengaruh Kecukupan Modal dan Penyaluran Kredit UMKM terhadap Kinerja PT. Bank Rakyat Indonesia

Abstract

This research was conducted to determine and analyze the Effect of Capital Adequacy, Lending of Micro, Small and Medium Enterprises on Company Performance.The object of research on PT. Bank Rakyat Indonesia for the period 2012-2021.  The data used in this study is secondary data, The data analysis techniques used are descriptive statistical analysis, classical assumption test, multiple linear regression, statistical test. The results of this study show that partially capital adequacy has no effect and is not significant on the company's performance, the distribution of micro, small and medium enterprises loans has an effect and is significant on the company's performance, capital adequacy and the distribution of micro, small and medium enterprises (MSMEs) loans simultaneously affect the company's performance.